The goal of the Housing Counseling Program is to promote and sustain homeownership for low-income persons. The Housing Counseling Program has been approved by HUD since 1988 to assist households with the challenges of buying and keeping a home.
Having Trouble Making Your Mortgage Payment?
Have your expenses have increased due to medical bills, divorce,
or an increase in your mortgage interest rate?
Maybe you’re trying to get by with less because your hours were cut
or your business is struggling.
If this sounds like your situation, it’s important to be proactive!
Get on the right path to real help and real answers – right now.
Call SNAP at 456-7106 to talk to a Housing Counselor
You may be able to reduce your monthly mortgage payments,
get caught up on delinquent payments
or take advantage of today’s low interest rates.
There are special programs for people who are unemployed
or those whose home value is less than what they owe.
Don’t Wait Another Day!
For more information on the Making Home Affordable program, click here.
Mortgage Default Counseling: Helps homeowners determine what options may be available to remedy default and avoid foreclosure. Counselors assist households by arranging repayment plans with their lender and by providing information and referral to other resources.
Pre-Purchase Counseling and Education: Helps households identify and overcome barriers to homeownership. Counselors provide information about a variety of special loan programs. Home Buyer Education classes are also available.
Down Payment Assistance Loan Program: When funds are available loans in amounts up to $15,000 can be made to assist eligible households with home purchases. The program is available to first-time buyers with incomes at or below 80% of area median income. Borrowers must be able to invest, from their own savings, 3% of the purchase price. An acceptable credit history is required. Other restrictions may apply. Subject to availability.
SNAP no longer provides this service. Here is another alternative: AARP Reverse Mortgage Education Project - 1-800-209-8085.
CONTACT: Call East SNAP office 509-456-7106 for an appointment.